Updated as of April 1, 2023
Do you have a plan to invest in the future? Are you looking for an investment option that would be secure and the best for you? Then you can consider investing in a house and lot. Although it sounds hard to get, the house and lot are also the best and most secure investments to fund.
And if you’re looking for one of the best places to invest in a house and lot, you can check the first-class city of Dasmarinas, Cavite. The city offers houses as well as everything you will need to live a good life. To learn more, we have listed the reasons that make a house and lot for sale in Dasmarinas Cavite a secured investment for beginners.
Reasons Why a House and Lot for Sale in Dasmariñas Cavite Is a Good Investment.
You Can Leverage the Investment
There are not many securities, which allow you to put all the money into assets that are a lot more than what you have invested in. For instance, if you invest Php 10,000 in the stock market, you can purchase the shareholdings of that amount. But real estate investment is a good and safe investment for beginners as here they can invest just by placing a fraction of the cost of the home. And if you have a steady income and a good credit score, you would get a loan for financing the balance. This means you just have to invest 10% of the total value of the asset to own it. After that, when you will pay down the property, you will be able to maintain more of this investment throughout the period.
This Will Offer You Tax Benefits
Like business owners, real estate investors can also take advantage of many tax deductions. So, when you own a property with a decent floor area and decide to rent it out, you become the landlord. And here you can write off the following expenses: Origination points, which are paid on the loan, The mortgage interest that you have to pay on the loan, Depreciation (spread out over 27.5 years), Maintenance expenses, Homeowner’s insurance, real estate taxes, and HOA dues. So, always ask the tax professional before you plan to deduct expenses. But remember that real estate investment is beneficial. You can write off the capital losses if you decide to sell assets for a lesser amount than what you have bought.
Here You Can Force Appreciation
Unlike bonds and stocks, it is possible to force real estate to appreciate. Although this sounds absurd, this is possible. To do this, you have to recognize that real estate grows over time, and this is why investing in real estate is considered to be safe for beginners. Besides, repairs or renovations can increase the appreciation procedure. But remember that not all the modifications increase the value of the home, so it is important to look for a professional real estate agent or assessor to identify the optimal renovations.
You Can Earn Regular Cash Flow
Another reason why real estate investment is considered the safest option among all is that it allows you to generate monthly cash flow by renting out real estate properties when you purchase and hold one. This thing boosts the benefit of owning real estate properties as here you are not solely dependent on the appreciation, but also the monthly rental revenue. Investing in real estate, finding the perfect tenants, and then managing the property is a daunting job, but many resources can assist you.
Property Investment Makes You Financially Secure
When you plan to invest in the stock market, there is not a lot to be sure about. But things can be changed in the blink of an eye. Here you can have a big investment in a moment and can lose it in the next. But when you invest in real estate property like a house and lot in Dasmarinas Cavite for the long term, you will have a valuable asset. Therefore, many people often choose to invest in real estate for supplementing their income in the future. And some people also feel comfortable learning that their money is invested in the hedge against inflation instead of the stock market or the money market account.
The Equity Can Be Used to Increase Your Real Estate Portfolio
Growing the real estate Dasmarinas Cavite portfolio works as a popular approach for using the equity from an investment property. For instance, if you own a property and have Php 60,000 in equity, then you can refinance the loan, take the amount out of it, and can use the amount as the down payment on your next investment.
You Can Also Pass the Real Estate Down to the Heir or Heiress
If you want to leave a legacy for your heir or heiress in the form of investment, then passing down real estate will be a great choice. Real estate investment will not only allow you to offer an income-producing asset to the successors, but it will also attract many investors. And your successors also have the option of preserving the legacy by keeping the land instead of selling it and profiting.
Owning a property for sale in Dasmarinas Cavite is a good way to ensure a good and successful future for your family. It is a must-have address with all the convenience and comfort that it offers and it comes with work opportunities as well. It is near major cities in the greater Metro Manila area as well as has its own essential commercial establishments like schools (such as Emilio Aguinaldo College and De La Salle Dasmarinas), hospitals, malls (such as Vista Mall Dasmarinas), and industrial estates like First Cavite Industrial Estate. Property in Dasmariñas City Cavite Philippines will be a good choice so make sure to grab the chance to make it your new address when the opportunity comes.
Related Blog: Why You Should Invest in Real Estate in Dasmarinas, Cavite
